Two-Tone Fancy Necklace in Gold-Plated Sterling Silver, 20 Inch
Chain length guide

Product information
- Metal925 Gold tone sterling silver
- Size20 inChain length
- Weight5.65 gTotal item weight
Description
Warm gold-tone flash plating and the cool brightness of sterling silver meet across a fancy chain that moves with easy, quiet confidence. Two tones play against each other along every link, giving the piece a layered richness that reads as intentional rather than ornate, and the minimalist construction keeps it versatile enough to wear every day.
The adjustable fit means the chain settles exactly where you want it, and the lobster clasp holds it there securely. Light enough to forget you are wearing it and polished enough to notice when you are not, it is the kind of piece that fills a gap in a jewelry collection without asking for much in return.
Key Features
- Crafted in 925 sterling silver
- Finished with gold-tone and silver-tone flash plating for lasting brilliance
- Fancy necklace design
- Measures 20 inches long
- Secured by a lobster clasp
- Approximate weight of 5.65 grams
Why You’ll Love It
- Two warm tones give every outfit an effortless finishing touch.
- Adjustable length means it layers or stands alone with equal ease.
- The lobster clasp holds firm through the longest days.
- Minimalist enough for daily wear, polished enough for any occasion.
Perfect For
This necklace suits the person who reaches for the same piece day after day and the one who is still building a collection. It works as a birthday gift, a graduation token, a Mother's Day or Father's Day surprise, or a quiet thank-you that arrives looking far more considered than the effort it took to choose it.
Product details925 gold tone sterling silver · 5.65 g
Metal
- Metal
- Gold tone sterling silver
- Purity
- 925
- Plating
- Gold/Silver (Flash Plating)
- Construction
- Adjustable
Measurements
- Pendant length
- 8 mm
- Pendant width
- 6 mm
- Chain length
- 20 in
- Chain width
- 4 mm
- Clasp
- Lobster
- Weight
- 5.65 g
Style & design
- Necklace type
- Fancy Necklace
- Chain style
- Fancy
- Style
- Minimalist
More
- Item #
- SJQG-FN67
Our standards
- Stamped with its metal type (e.g. 14K, 925)
Length & fitLength guide · 30-day length exchanges

If the length isn’t right, you can exchange it within 30 days of delivery.
Shipping & returnsFree insured shipping over $99 · 30-day returns
Free, insured shipping on US orders of $99 or more.
Return it within 30 days of delivery, unworn and in its original packaging.
Exchange it within 30 days for another size or another piece.
Covered by our One-Year Limited Jewelry Warranty against manufacturing defects.
What’s in the boxYour necklace in our signature blue padded gift box
- Your necklace
- Our signature blue padded jewelry gift box
- A packing slip with no prices on it
Jewelry careStore each piece on its own in a soft pouch
Store each piece on its own in a soft pouch or lined box, so nothing scratches it.

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Sterling Silver Necklaces, answered
Straight answers about sterling silver necklaces. See all Sterling Silver Necklaces
- Free Shipping
- US Orders $99+
- Exchanges
- 30 Days
How do I choose between thin and thick sterling silver chains?
Choose by how visible you want the chain to be. Thin chains around 1mm suit everyday wear and layering, and they carry a small pendant well. Wider styles like the 4mm to 5mm rope, curb, and wheat chains stand on their own as a bold statement piece.
What length of sterling silver necklace should I pick?
Pick 16 to 18 inches for a classic collarbone fit. Chains here run from chokers near 12.5 inches to long styles of 30 inches or more. Shorter lengths sit at the neck, while 24 inches and longer can be worn over knitwear or doubled up.
What is the difference between Spiga, Franco, and snake chains?
Each name describes how the links are built. Spiga (wheat) chains have a braided, textured look, Franco chains are flat and dense with diamond-cut sparkle, and snake chains are smooth and round. Cable and rolo chains show visible, separate links.
What affects the price of sterling silver necklaces?
Chain width, length, and any stones drive the price. Wider, longer chains use more silver, and diamond or pearl pieces cost more than plain chains. Rhodium plating and diamond-cut finishing also play a part. Use the Price filter on this page to set a budget.
Which sterling silver necklace styles are most popular?
Chains lead the list, especially Forzantine, rolo, and Spiga styles. Pearl necklaces, Franco chains, flat cable chains, and cubic zirconia chokers follow close behind. Many shoppers pick a simple chain first and add pendant styles later, so layering pieces stay easy to build over time.
How do I keep a sterling silver necklace from tarnishing?
Store it dry and away from air when not worn. Keep it in a sealed pouch, wipe it with a soft cloth after wearing, and take it off before swimming or cleaning. See our jewelry care page for more tips.