Fancy Chain Necklace in 14K Yellow Gold, 2.63mm, 19.8 Inch

Product Overview
14k Polished Fancy Bar Link 19.75 inch Necklace
Key Features
- Crafted in 14K yellow gold with a polished finish
- Fancy necklace design
- Measures 2.63 mm wide and 19.8 inches long
- Secured by a lobster clasp
- Approximate weight of 17.83 grams
Precious Metals at Sophia Jewelers
Our jewelry comes in a range of metals, from gold, platinum and sterling silver to stainless steel and titanium. Each product page lists its exact metal.
14k Gold (Most Popular)
58.3% pure gold. The ideal balance of durability and color richness. Available in yellow gold, white gold, and rose gold. The standard choice for fine jewelry.
18k Gold (Premium)
75% pure gold. Richer in color, slightly softer than 14k. Preferred for heirloom and statement pieces where purity matters most.
10k Gold (Everyday Value)
41.7% pure gold. The most durable gold alloy — ideal for active wearers. Stamped 417 on the piece.
Sterling Silver
92.5% pure silver, stamped 925. Cool-toned and versatile. Best for occasional wear; silver develops a natural patina over time.
Platinum
Naturally white, hypoallergenic, and the most durable precious metal. Recommended for those with nickel sensitivities.
Titanium & Stainless Steel
Lightweight, hypoallergenic, and virtually maintenance-free. Excellent for everyday wear and sensitive skin.
Lab-Grown Diamonds
Lab-grown diamonds are physically, chemically, and optically identical to mined diamonds. Same carbon crystal structure, same hardness (10 on the Mohs scale), same brilliance. Created in a controlled environment, lab-grown diamonds are typically 50-70% less expensive than comparable mined stones. Lab-grown diamonds are conflict-free by origin. Grading reports are included only when the individual product details specify one.
Necklace Length Guide
Chain length determines where a necklace sits on the body. Here is a quick reference:
- 14 inches (Choker): Sits at the base of the throat. Works with open necklines and off-shoulder styles.
- 16 inches (Princess): Rests at the collarbone. The most popular length for pendants and solitaire necklaces.
- 18 inches: Falls just below the collarbone. The most versatile all-purpose length — flatters most necklines and pendant sizes.
- 20 inches (Matinee): Sits at the top of the chest. Works well with higher necklines and larger pendants.
- 22-24 inches: Falls across the chest. Great for layering and statement looks.
- 28-30 inches (Opera): Dramatic length, sits below the neckline. Can be worn doubled for a different look.
When in doubt, 18 inches is the safe choice — it suits most necklines and pendant sizes.
Necklace Types at Sophia Jewelers
- Chain necklace — a continuous metal chain, the foundation of any jewelry wardrobe
- Pendant necklace — a chain with a single decorative element hanging from a bail
- Tennis necklace — a continuous line of diamonds or gemstones in a flexible setting
- Station necklace — a chain with evenly spaced stones or charms — elegant and understated
- Lariat / Y-necklace — a long chain that loops through itself, creating a Y shape
- Choker — a close-fitting necklace that sits at the throat, typically 14-16 inches
Clasp Types
- Lobster claw — the most secure clasp, standard for most fine necklaces
- Spring ring — lighter and slimmer, common on delicate chains
- Toggle — T-bar through a loop, decorative and easy to use one-handed
- Box clasp — clicks shut, used on heavier and multi-strand necklaces
The clasp type for each necklace is noted in the product description.
Layering Necklaces
Vary chain lengths by 2-4 inches between each layer. Mix chain widths and styles for texture. Combine a plain chain with a pendant necklace and a station necklace for a complete layered look. Two or three layers is the sweet spot — more than four tends to look busy.
Caring for Your Jewelry
Fine jewelry deserves thoughtful care. These guidelines will keep your pieces luminous for years.
Daily Wear
- Remove jewelry before swimming, showering, or using cleaning products
- Apply lotion, perfume, and hairspray before putting on your jewelry
- Avoid wearing jewelry during gym workouts or high-contact activities
- Put jewelry on last when getting dressed
Cleaning at Home
Mix a few drops of mild dish soap with warm water. Soak for 15-20 minutes, then gently scrub with a soft toothbrush. Rinse thoroughly and dry with a lint-free cloth. Safe for gold, platinum, and most gemstones. Avoid ultrasonic cleaners for pearls, opals, and emeralds.
Storage
Store each piece separately in a soft pouch or compartmentalized jewelry box to prevent scratching. Keep chains laid flat or hung to avoid tangling. Store silver in anti-tarnish pouches to slow oxidation.
Professional Care
Have precious stone jewelry professionally cleaned and inspected once a year to check prong integrity, stone security, and clasp function.
Shipping
Standard shipping is free on US orders of $99 or more. Orders ship within 2–3 business days in insured packaging.
- Standard: free on US orders of $99 or more; under $99, the USPS rate is shown at checkout
- Faster delivery: USPS Priority Mail, UPS 2nd Day Air and UPS Next Day Air, priced at checkout
- International: Canada, the UK, Germany, Australia and Japan, priced at checkout
A tracking number is emailed as soon as your order ships.
Returns and Exchanges
Return or exchange unworn items within 30 days of delivery, with their original tags and packaging. Request a return authorization (RMA) first; refunds carry a 10% restocking fee, waived for store credit. Engraved and personalized pieces can't be returned.
To start a return or exchange, email info@sophiajewelers.com with your order number, or see how returns work.
What Our Customers Are Saying
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On US orders $99+
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Hassle-free exchanges
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Yellow Gold Chains, answered
Straight answers about yellow gold chains. See all Yellow Gold Chains
- Free Shipping
- US Orders $99+
- Exchanges
- 30 Days
How do I choose between cable, rope, curb and figaro chains?
Pick by how much presence you want. Cable and box chains are quiet and work well alone or holding a pendant. Rope, curb and figaro chains have more texture and stand out worn by themselves. Browse rope chains if you want that bolder look.
Should I choose 10K or 14K yellow gold for a chain?
14K has more gold and a richer yellow color. 10K has a lower gold content, which makes it a little harder and a good fit for chains worn often. This page includes both, and most chains here are 14K, so check the title for the karat.
What chain width works best for a pendant?
Fine widths of about 0.5mm to 1mm suit most pendants. Cable and box chains in these sizes let the pendant take center stage. Check that the pendant's bail fits over the chain, and choose a wider chain if you want the chain to be seen too.
What does diamond-cut mean on a gold chain?
Diamond-cut means the links have small flat facets. These facets catch light and give the chain extra sparkle compared with a plain polished finish. You will see it in some cable and rope styles on this page, and the product title will say so.
What affects the price of yellow gold chains?
Karat, width, length and construction drive the price. 14K costs differently than 10K, and a wider, longer or solid chain uses more gold than a fine, short or semi-solid one. Diamond accents also play a part. Use the Price filter on this page to set a budget.
Which yellow gold chain styles are most popular?
Cable chains lead, followed by rope and paperclip styles. Flat cable, wheat, box and figaro chains also rank near the top of the list. Many of these come in several lengths, so you can pick one that sits where you like.